Example 30 Yr Fixed Payment Total Net Closing Additional
Loan Amount Note Rate (P&I) Cost** To Borrower Borrower Credit APR
|
$175,000 |
4.000 |
$835.48 |
$2,666.75 |
|
4.128% |
|
$175,000 |
4.125 |
$848.14 |
$1,849.50 |
|
4.214% |
|
$175,000 |
4.250 |
$860.89 |
$1,130.25 |
Low Cost |
4.305% |
|
$175,000 |
4.375 |
$873.75 |
$510.75 |
Low Cost |
4.400% |
|
$225,000 |
3.750 |
$1,042.01 |
$5,747.25 |
|
3.962% |
|
$225,000 |
3.875 |
$1,058.03 |
$3,537.75 |
|
4.006% |
|
$225,000 |
4.000 |
$1,074.18 |
$1,589.25 |
|
4.059% |
|
$225,000 |
4.125 |
$1,090.46 |
$538.50 |
Low Cost |
4.145% |
|
$275,000 |
3.750 |
$1,273.57 |
$6,097.75 |
|
3.934% |
|
$275,000 |
3.875 |
$1,293.15 |
$3,397.25 |
|
3.977% |
|
$275,000 |
4.000 |
$1,312.89 |
$1,015.75 |
|
4.031% |
|
$275,000 |
4.125 |
$1,332.79 |
$0.00 |
No Closing Cost+ $250 Credit |
4.125% |
|
$325,000 |
3.625 |
$1,482.17 |
$8,719.00 |
|
3.847% |
|
$325,000 |
3.750 |
$1,505.13 |
$6,694.25 |
|
3.921% |
|
$325,000 |
3.875 |
$1,528.27 |
$3,502.75 |
|
3.964% |
|
$325,000 |
4.000 |
$1,551.60 |
$688.25 |
Low Cost |
4.018% |
|
$375,000 |
3.625 |
$1,710.19 |
$9,252.00 |
|
3.829% |
|
$375,000 |
3.750 |
$1,736.68 |
$6,915.75 |
|
3.903% |
|
$375,000 |
3.875 |
$1,763.39 |
$3,233.25 |
|
3.946% |
|
$375,000 |
4.000 |
$1,790.31 |
$0.00 |
No Closing Cost |
4.000% |
|
$417,000 |
3.625 |
$1,901.73 |
$9,384.72 |
|
3.810% |
|
$417,000 |
3.750 |
$1,931.19 |
$6,786.81 |
|
3.884% |
|
$417,000 |
3.875 |
$1,960.89 |
$2,691.87 |
|
3.928% |
|
$417,000 |
4.000 |
$1,990.82 |
$0.00 |
No Closing Cost+ $900 Credit* |
4.000% |
|
$450,000 |
3.875 |
$2,116.07 |
$8,306.50 |
|
4.029% |
|
$450,000 |
4.000 |
$2,148.37 |
$4,409.50 |
|
4.082% |
|
$450,000 |
4.125 |
$2,180.92 |
$2,308.00 |
|
4.168% |
|
$450,000 |
4.250 |
$2,213.73 |
$458.50 |
Low Cost |
4.259% |
|
$550,000 |
3.875 |
$2,586.30 |
$8,188.50 |
|
3.999% |
|
$550,000 |
4.000 |
$2,625.78 |
$3,425.50 |
|
4.052% |
|
$550,000 |
4.125 |
$2,665.57 |
$857.00 |
Low Cost |
4.138% |
|
$550,000 |
4.250 |
$2,705.67 |
$0.00 |
No Closing Cost+ $1350 Credit* |
4.250% |
